Side-by-side · Q2 2026 data
Mamta Federal Credit Union vs Plattsburgh City School District Federal Credit Union
Credit union
Plattsburgh City School District Federal Credit Union
Plattsburgh, New York · Under $100 million in assets
Metric by metric
| Measure | Mamta Federal Credit Union | Plattsburgh City School District Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 89 (stronger) |
| Earnings | 22 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 49th | 80th |
| Total assets | $8.3M | $9.4M |
| Deposits / shares | $6.9M | $7.9M |
| Capital ratio | 17.20% (stronger) | 15.57% |
| Problem loans | 1.18% | 0.32% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.05% | 1.09% (stronger) |
| Loans ÷ deposits | 18.6% (stronger) | 83.3% |
| Uninsured deposits | 1.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plattsburgh City School District Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Mamta Federal Credit Union leads on 3 and Plattsburgh City School District Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.