TellerScore

Headquartered in Mamaroneck, New York, Mamta Federal Credit Union is a federal credit union with $8.3M in total assets and $6.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.

Based on its Q2 2026 filing, Mamta Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 109th. Its strongest component is capital cushion (100/100; 17.20%), and its lowest is earnings (22/100; 0.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.20%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.18%
Earnings22/100
Return on assets (annualized): 0.05%
Funding & liquidity100/100
Loans ÷ shares: 18.6% · 1.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (82 → 74), mostly because the loan quality component weakened by 37 points.

TellerScore
747984Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202475
Q1 202576
Q2 202582
Q3 202583
Q4 202584
Q1 202675
Q2 202674
Net worth ratio
7.00%12.10%17.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.95%
Q3 202414.88%
Q4 202415.23%
Q1 202515.31%
Q2 202515.95%
Q3 202517.16%
Q4 202517.19%
Q1 202616.88%
Q2 202617.20%
Delinquent loans (60+ days)
0.01%0.62%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.81%
Q3 20241.04%
Q4 20241.08%
Q1 20250.95%
Q2 20250.05%
Q3 20250.02%
Q4 20250.01%
Q1 20261.23%
Q2 20261.18%
Return on assets
-0.19%0.00%0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.20%
Q3 20240.08%
Q4 20240.06%
Q1 20250.06%
Q2 2025-0.19%
Q3 2025-0.09%
Q4 2025-0.03%
Q1 20260.19%
Q2 20260.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$8.3M17.20%1.18%0.05%18.6%
Q1 202675$8.5M16.88%1.23%0.19%19.1%
Q4 202584$8.3M17.19%0.01%-0.03%21.3%
Q3 202583$8.3M17.16%0.02%-0.09%23.4%
Q2 202582$8.9M15.95%0.05%-0.19%20.4%
Q1 202576$9.3M15.31%0.95%0.06%19.6%
Q4 202475$9.4M15.23%1.08%0.06%20.3%
Q3 202475$9.6M14.88%1.04%0.08%20.5%
Q2 202475$10.3M13.95%0.81%0.20%19.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.20%
66th
Problem loans1.18%
34th
Net charge-offs0.00%
77th
Return on assets0.05%
21st
Loans to deposits18.6%
95th
Uninsured deposits1.7%
47th
Loan-loss reserves0.44%
77th
Texas ratio1.1%
65th

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InstitutionScoreAssetsCapitalProblem loansCompare
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Division 726 Federal Credit UnionCredit union Staten Island, NY50 out of 100, Below average$8.7M14.8%7.22%vs
Everest Federal Credit UnionCredit union Jackson Heights, NY35 out of 100, Low$7.6M8.7%5.40%vs
Plattsburgh City School District Federal Credit UnionCredit union Plattsburgh, NY86 out of 100, Very strong$9.4M15.6%0.32%vs

Deposit insurance

Is my money safe at Mamta Federal Credit Union?

Yes. Mamta Federal Credit Union is a federally insured credit union (NCUA charter #2800). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($120K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Mamta Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mamta Federal Credit Union
Type
Federal credit union
NCUA charter #
2800
RSSD ID
777973
Primary regulator
NCUA
Established
1938
Headquarters
1000 W Boston Post Rd, Mamaroneck H, Mamaroneck, NY 10543
Employees
2

Quick answers

Mamta Federal Credit Union: common questions

Is Mamta Federal Credit Union NCUA insured?

Yes. Mamta Federal Credit Union is a federally insured credit union (NCUA charter #2800). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mamta Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mamta Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Mamaroneck

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs