Side-by-side · Q2 2026 data
Manasquan Bank vs First Atlantic Federal Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Manasquan Bank | First Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 86 (stronger) |
| Capital cushion | 47 | 88 (stronger) |
| Loan quality | 79 (stronger) | 74 |
| Earnings | 47 | 90 (stronger) |
| Funding & liquidity | 45 | 90 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 19th | 89th |
| Total assets | $3.6B | $332.2M |
| Deposits / shares | $3.1B | $280.1M |
| Capital ratio | 9.69% | 13.81% (stronger) |
| Problem loans | 0.64% (stronger) | 0.79% |
| Net charge-offs | 0.28% | 0.22% (stronger) |
| Return on assets | 0.67% | 1.75% (stronger) |
| Loans ÷ deposits | 95.3% | 70.6% (stronger) |
| Uninsured deposits | 32.6% | 9.0% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 22.6% |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Manasquan Bank leads on 1 and First Atlantic Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.