Side-by-side · Q2 2026 data
Manasquan Bank vs First Bank
Metric by metric
| Measure | Manasquan Bank | First Bank |
|---|---|---|
| TellerScore | 59 | 59 |
| Capital cushion | 47 | 52 (stronger) |
| Loan quality | 79 (stronger) | 71 |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 45 (stronger) | 33 |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 19th | 19th |
| Total assets | $3.6B | $4.1B |
| Deposits / shares | $3.1B | $3.3B |
| Capital ratio | 9.69% | 10.17% (stronger) |
| Problem loans | 0.64% (stronger) | 0.86% |
| Net charge-offs | 0.28% (stronger) | 0.40% |
| Return on assets | 0.67% | 0.92% (stronger) |
| Loans ÷ deposits | 95.3% (stronger) | 100.1% |
| Uninsured deposits | 32.6% (stronger) | 39.3% |
| Offices | 15 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 9.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Manasquan Bank leads on 4 and First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.