Side-by-side · Q2 2026 data
Manasquan Bank vs Unity Bank
Metric by metric
| Measure | Manasquan Bank | Unity Bank |
|---|---|---|
| TellerScore | 59 | 69 (stronger) |
| Capital cushion | 47 | 79 (stronger) |
| Loan quality | 79 (stronger) | 59 |
| Earnings | 47 | 96 (stronger) |
| Funding & liquidity | 45 (stronger) | 23 |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 19th | 53rd |
| Total assets | $3.6B | $3.2B |
| Deposits / shares | $3.1B | $2.5B |
| Capital ratio | 9.69% | 12.88% (stronger) |
| Problem loans | 0.64% (stronger) | 1.23% |
| Net charge-offs | 0.28% | -0.01% (stronger) |
| Return on assets | 0.67% | 1.91% (stronger) |
| Loans ÷ deposits | 95.3% (stronger) | 107.5% |
| Uninsured deposits | 32.6% (stronger) | 42.1% |
| Offices | 15 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 9.9% |
Unity Bank has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Manasquan Bank leads on 3 and Unity Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.