Side-by-side · Q2 2026 data
Manchester Federal Credit Union vs M.O.S.E.S. Federal Credit Union
Credit union
Manchester Federal Credit Union
Manchester, Massachusetts · Under $100 million in assets
Credit union
M.O.S.E.S. Federal Credit Union
Boston, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Manchester Federal Credit Union | M.O.S.E.S. Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 28 (stronger) | 6 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 68th |
| Total assets | $1.2M | $1.5M |
| Deposits / shares | $1.0M | $1.2M |
| Capital ratio | 17.05% | 21.94% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.21% (stronger) | -0.34% |
| Loans ÷ deposits | 48.9% | 31.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Manchester Federal Credit Union has the higher TellerScore (86 vs 81). On the 4 directional measures above (where higher or lower is clearly better), Manchester Federal Credit Union leads on 2 and M.O.S.E.S. Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.