Side-by-side · Q2 2026 data
Manchester Federal Credit Union vs Messiah Baptist-Jubilee Federal Credit Union
Credit union
Manchester Federal Credit Union
Manchester, Massachusetts · Under $100 million in assets
Credit union
Messiah Baptist-Jubilee Federal Credit Union
Brockton, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Manchester Federal Credit Union | Messiah Baptist-Jubilee Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 44 |
| Earnings | 28 | 86 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 80th | 72nd |
| Total assets | $1.2M | $1.1M |
| Deposits / shares | $1.0M | $887K |
| Capital ratio | 17.05% | 22.20% (stronger) |
| Problem loans | 0.00% (stronger) | 1.67% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.21% | 1.65% (stronger) |
| Loans ÷ deposits | 48.9% | 26.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Manchester Federal Credit Union has the higher TellerScore (86 vs 83). On the 5 directional measures above (where higher or lower is clearly better), Manchester Federal Credit Union leads on 2 and Messiah Baptist-Jubilee Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.