Side-by-side · Q2 2026 data
Manchester Federal Credit Union vs Stoughton Town Employees Federal Credit Union
Credit union
Manchester Federal Credit Union
Manchester, Massachusetts · Under $100 million in assets
Credit union
Stoughton Town Employees Federal Credit Union
Stoughton, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Manchester Federal Credit Union | Stoughton Town Employees Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 28 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 87th |
| Total assets | $1.2M | $2.4M |
| Deposits / shares | $1.0M | $2.0M |
| Capital ratio | 17.05% (stronger) | 16.57% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.21% | 0.64% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 64.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stoughton Town Employees Federal Credit Union has the higher TellerScore (89 vs 86). On the 5 directional measures above (where higher or lower is clearly better), Manchester Federal Credit Union leads on 3 and Stoughton Town Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.