Side-by-side · Q2 2026 data
Manhattan Bank vs Horizon Credit Union
Metric by metric
| Measure | Manhattan Bank | Horizon Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 49 | 81 (stronger) |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 76 (stronger) | 46 |
| Funding & liquidity | 92 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 61st | 75th |
| Total assets | $287.1M | $2.0B |
| Deposits / shares | $252.7M | $1.6B |
| Capital ratio | 9.90% | 13.08% (stronger) |
| Problem loans | 0.35% | 0.27% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.48% |
| Return on assets | 1.41% (stronger) | 0.64% |
| Loans ÷ deposits | 63.0% (stronger) | 98.9% |
| Uninsured deposits | 19.3% | 8.1% (stronger) |
| Offices | 4 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Manhattan Bank leads on 3 and Horizon Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.