Side-by-side · Q2 2026 data
Manistique Federal Credit Union vs Country Heritage Credit Union
Credit union
Manistique Federal Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Manistique Federal Credit Union | Country Heritage Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 36 | 49 (stronger) |
| Earnings | 81 (stronger) | 76 |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 62nd | 52nd |
| Total assets | $44.2M | $51.4M |
| Deposits / shares | $36.8M | $39.7M |
| Capital ratio | 15.79% | 22.46% (stronger) |
| Problem loans | 1.92% | 1.54% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.53% (stronger) | 1.41% |
| Loans ÷ deposits | 48.7% (stronger) | 96.3% |
| Uninsured deposits | 0.0% (stronger) | 23.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Manistique Federal Credit Union has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Manistique Federal Credit Union leads on 4 and Country Heritage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.