TellerScore

Side-by-side · Q2 2026 data

Manufacturers and Traders Trust Company vs Goldman Sachs Bank USA

Bank

Manufacturers and Traders Trust Company

Buffalo, New York · Over $100 billion

57of 100
Moderate

Bank

Goldman Sachs Bank USA

New York, New York · Over $100 billion

58of 100
Moderate

Metric by metric

MeasureManufacturers and Traders Trust CompanyGoldman Sachs Bank USA
TellerScore5758 (stronger)
Capital cushion45 (stronger)27
Loan quality5565 (stronger)
Earnings76 (stronger)68
Funding & liquidity4169 (stronger)
Problem-loan coverage8792 (stronger)
Peer percentile11th21st
Total assets$218.8B$758.8B
Deposits / shares$172.3B$498.8B
Capital ratio9.51% (stronger)7.67%
Problem loans1.35%1.04% (stronger)
Net charge-offs0.26% (stronger)0.27%
Return on assets1.40% (stronger)1.21%
Loans ÷ deposits81.9%49.6% (stronger)
Uninsured deposits48.9%42.9% (stronger)
Offices9113
CFPB complaints (3 yrs)3,36715,628
Complaints per $1B deposits19.5 (stronger)31.3
Mortgage denial rate (HMDA)32.9%21.6%

Goldman Sachs Bank USA has the higher TellerScore (58 vs 57). On the 8 directional measures above (where higher or lower is clearly better), Manufacturers and Traders Trust Company leads on 4 and Goldman Sachs Bank USA on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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