Side-by-side · Q2 2026 data
Manufacturers and Traders Trust Company vs Northeast Schools and Hospital Credit Union
Credit union
Northeast Schools and Hospital Credit Union
Newport, Vermont · Under $100 million in assets
Metric by metric
| Measure | Manufacturers and Traders Trust Company | Northeast Schools and Hospital Credit Union |
|---|---|---|
| TellerScore | 57 | 64 (stronger) |
| Capital cushion | 45 (stronger) | 39 |
| Loan quality | 55 | 92 (stronger) |
| Earnings | 76 (stronger) | 25 |
| Funding & liquidity | 41 | 100 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 11th | 28th |
| Total assets | $218.8B | $5.6M |
| Deposits / shares | $172.3B | $5.1M |
| Capital ratio | 9.51% (stronger) | 8.87% |
| Problem loans | 1.35% | 0.23% (stronger) |
| Net charge-offs | 0.26% | 0.22% (stronger) |
| Return on assets | 1.40% (stronger) | 0.13% |
| Loans ÷ deposits | 81.9% | 57.5% (stronger) |
| Uninsured deposits | 48.9% | 0.0% (stronger) |
| Offices | 911 | 1 |
| CFPB complaints (3 yrs) | 3,362 | — |
| Complaints per $1B deposits | 19.5 | — |
| Mortgage denial rate (HMDA) | 32.9% | — |
Northeast Schools and Hospital Credit Union has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Manufacturers and Traders Trust Company leads on 2 and Northeast Schools and Hospital Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, VT