TellerScore

Northeast Schools and Hospital Credit Union (NCUA charter #64462) is based in Newport, Vermont. Its Q2 2026 call report shows $5.6M in total assets and $5.1M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Northeast Schools and Hospital Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 12 credit unions headquartered in Vermont, it ranks 6th. Its strongest component is funding & liquidity (100/100; 57% loans-to-deposits, 0% uninsured), and its lowest is earnings (25/100; 0.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.87%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings25/100
Return on assets (annualized): 0.13%
Funding & liquidity100/100
Loans ÷ shares: 57.5% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (53 → 64), mostly because the earnings component improved by 25 points.

TellerScore
535964Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202462
Q4 202461
Q1 202553
Q2 202553
Q3 202560
Q4 202553
Q1 202662
Q2 202664
Net worth ratio
7.00%8.53%10.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.49%
Q3 202410.05%
Q4 202410.04%
Q1 20259.48%
Q2 20259.34%
Q3 20259.09%
Q4 20258.94%
Q1 20268.85%
Q2 20268.87%
Delinquent loans (60+ days)
0.21%0.66%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.64%
Q3 20240.82%
Q4 20240.36%
Q1 20251.10%
Q2 20250.96%
Q3 20250.21%
Q4 20250.84%
Q1 20260.43%
Q2 20260.23%
Return on assets
-0.64%-0.24%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.10%
Q4 2024-0.40%
Q1 2025-0.53%
Q2 2025-0.51%
Q3 2025-0.51%
Q4 2025-0.64%
Q1 20260.02%
Q2 20260.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$5.6M8.87%0.23%0.13%57.5%
Q1 202662$5.6M8.85%0.43%0.02%59.6%
Q4 202553$5.6M8.94%0.84%-0.64%64.3%
Q3 202560$5.6M9.09%0.21%-0.51%63.7%
Q2 202553$5.5M9.34%0.96%-0.51%66.0%
Q1 202553$5.5M9.48%1.10%-0.53%63.7%
Q4 202461$5.3M10.04%0.36%-0.40%68.0%
Q3 202462$5.5M10.05%0.82%0.10%65.2%
Q2 202462$5.9M9.49%0.64%0.16%62.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.87%
9th
Problem loans0.23%
72nd
Net charge-offs0.22%
45th
Return on assets0.13%
24th
Loans to deposits57.5%
52nd
Uninsured deposits0.0%
81st
Loan-loss reserves1.08%
84th
Texas ratio1.3%
62nd

Similar-size credit unions in Vermont

InstitutionScoreAssetsCapitalProblem loansCompare
Orlex Government Employees Credit UnionCredit union Newport, VT45 out of 100, Below average$6.9M10.0%1.63%vs
Central Vermont Medical Center,inc. Credit UnionCredit union Barre, VT54 out of 100, Below average$12.7M25.9%4.52%vs
Members 1st Credit UnionCredit union Brattleboro, VT51 out of 100, Below average$22.9M9.4%2.07%vs
Northern Lights Federal Credit UnionCredit union Saint Johnsbury, VT84 out of 100, Strong$42.8M14.3%0.29%vs

Deposit insurance

Is my money safe at Northeast Schools and Hospital Credit Union?

Yes. Northeast Schools and Hospital Credit Union is a federally insured credit union (NCUA charter #64462). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.87%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Northeast Schools and Hospital Credit Union lists 1 office in 1 city. Most locations:

  • Newport, VT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Northeast Schools and Hospital Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64462
RSSD ID
225193
Primary regulator
State + NCUA
Established
1969
Headquarters
189 E Main St Ste C, Newport, VT 05855
Employees
2

Quick answers

Northeast Schools and Hospital Credit Union: common questions

Is Northeast Schools and Hospital Credit Union NCUA insured?

Yes. Northeast Schools and Hospital Credit Union is a federally insured credit union (NCUA charter #64462). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northeast Schools and Hospital Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northeast Schools and Hospital Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Newport

InstitutionScoreAssetsCapitalProblem loansCompare
Passumpsic Savings BankBank Saint Johnsbury, VT76 out of 100, Strong$934.5M13.1%0.71%vs
Community National BankBank Derby, VT68 out of 100, Moderate$1.2B10.6%0.86%vs
North Country Federal Credit UnionCredit union Burlington, VT59 out of 100, Moderate$1.1B9.7%1.09%vs
Manufacturers and Traders Trust CompanyBank Buffalo, NY57 out of 100, Moderate$218.8B9.5%1.35%vs
Orlex Government Employees Credit UnionCredit union Newport, VT45 out of 100, Below average$6.9M10.0%1.63%vs