Side-by-side · Q2 2026 data
Manufacturers and Traders Trust Company vs Orlex Government Employees Credit Union
Credit union
Orlex Government Employees Credit Union
Newport, Vermont · Under $100 million in assets
Metric by metric
| Measure | Manufacturers and Traders Trust Company | Orlex Government Employees Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 45 |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 55 (stronger) | 46 |
| Earnings | 76 (stronger) | 3 |
| Funding & liquidity | 41 | 70 (stronger) |
| Problem-loan coverage | 87 (stronger) | 74 |
| Peer percentile | 11th | 5th |
| Total assets | $218.8B | $6.9M |
| Deposits / shares | $172.3B | $6.2M |
| Capital ratio | 9.51% | 10.02% (stronger) |
| Problem loans | 1.35% (stronger) | 1.63% |
| Net charge-offs | 0.26% | -0.01% (stronger) |
| Return on assets | 1.40% (stronger) | -0.42% |
| Loans ÷ deposits | 81.9% (stronger) | 90.7% |
| Uninsured deposits | 48.9% | 0.3% (stronger) |
| Offices | 911 | 2 |
| CFPB complaints (3 yrs) | 3,367 | — |
| Complaints per $1B deposits | 19.5 | — |
| Mortgage denial rate (HMDA) | 32.9% | — |
Manufacturers and Traders Trust Company has the higher TellerScore (57 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Manufacturers and Traders Trust Company leads on 4 and Orlex Government Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, VT