TellerScore

Orlex Government Employees Credit Union (NCUA charter #64782) is based in Newport, Vermont. Its Q2 2026 call report shows $6.9M in total assets and $6.2M in member shares and deposits and 2 offices.

Orlex Government Employees Credit Union has a TellerScore of 45 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 2,479 credit unions with under $100 million in assets. Among 12 credit unions headquartered in Vermont, it ranks 12th. Problem-loan coverage contributes the most (74/100, 12.8%); earnings contributes the least (3/100, -0.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion50/100
Net worth ratio: 10.02%
Loan quality46/100
Loans 60+ days delinquent ÷ total loans: 1.63%
Earnings3/100
Return on assets (annualized): -0.42%
Funding & liquidity70/100
Loans ÷ shares: 90.7% · 0.3% uninsured
Problem-loan coverage74/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (51 → 45), mostly because the earnings component weakened by 20 points.

TellerScore
365166Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202451
Q4 202447
Q1 202536
Q2 202551
Q3 202553
Q4 202566
Q1 202654
Q2 202645
Net worth ratio
7.00%8.84%10.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.83%
Q3 20249.29%
Q4 20249.87%
Q1 202510.35%
Q2 202510.27%
Q3 202510.69%
Q4 202510.58%
Q1 20269.97%
Q2 202610.02%
Delinquent loans (60+ days)
0.39%1.51%2.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20240.74%
Q4 20241.30%
Q1 20252.63%
Q2 20251.51%
Q3 20251.61%
Q4 20250.39%
Q1 20260.74%
Q2 20261.63%
Return on assets
-1.00%-0.35%0.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.22%
Q3 2024-1.00%
Q4 2024-0.70%
Q1 2025-0.30%
Q2 20250.08%
Q3 20250.23%
Q4 20250.30%
Q1 2026-0.67%
Q2 2026-0.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$6.9M10.02%1.63%-0.42%90.7%
Q1 202654$7.0M9.97%0.74%-0.67%83.0%
Q4 202566$6.7M10.58%0.39%0.30%86.0%
Q3 202553$6.6M10.69%1.61%0.23%88.0%
Q2 202551$6.7M10.27%1.51%0.08%89.7%
Q1 202536$6.6M10.35%2.63%-0.30%95.4%
Q4 202447$7.0M9.87%1.30%-0.70%92.5%
Q3 202451$7.3M9.29%0.74%-1.00%91.0%
Q2 202452$7.4M9.83%0.97%-0.22%92.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.02%
17th
Problem loans1.63%
26th
Net charge-offs-0.01%
88th
Return on assets-0.42%
12th
Loans to deposits90.7%
8th
Uninsured deposits0.3%
60th
Loan-loss reserves0.34%
76th
Texas ratio12.8%
9th

Similar-size credit unions in Vermont

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Schools and Hospital Credit UnionCredit union Newport, VT64 out of 100, Moderate$5.6M8.9%0.23%vs
Central Vermont Medical Center,inc. Credit UnionCredit union Barre, VT54 out of 100, Below average$12.7M25.9%4.52%vs
Members 1st Credit UnionCredit union Brattleboro, VT51 out of 100, Below average$22.9M9.4%2.07%vs
Northern Lights Federal Credit UnionCredit union Saint Johnsbury, VT84 out of 100, Strong$42.8M14.3%0.29%vs

Deposit insurance

Is my money safe at Orlex Government Employees Credit Union?

Yes. Orlex Government Employees Credit Union is a federally insured credit union (NCUA charter #64782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.3% of shares and deposits ($17K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.02%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Orlex Government Employees Credit Union lists 2 offices in 1 city. Most locations:

  • Newport, VT (2)

All branch addresses and map

Identity & history

Profile

Legal name
Orlex Government Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64782
RSSD ID
933694
Primary regulator
State + NCUA
Established
1953
Headquarters
5043 US Route 5, Newport, VT 05855
Employees
3

Quick answers

Orlex Government Employees Credit Union: common questions

Is Orlex Government Employees Credit Union NCUA insured?

Yes. Orlex Government Employees Credit Union is a federally insured credit union (NCUA charter #64782). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Orlex Government Employees Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Orlex Government Employees Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Newport

InstitutionScoreAssetsCapitalProblem loansCompare
Passumpsic Savings BankBank Saint Johnsbury, VT76 out of 100, Strong$934.5M13.1%0.71%vs
Community National BankBank Derby, VT68 out of 100, Moderate$1.2B10.6%0.86%vs
Northeast Schools and Hospital Credit UnionCredit union Newport, VT64 out of 100, Moderate$5.6M8.9%0.23%vs
North Country Federal Credit UnionCredit union Burlington, VT59 out of 100, Moderate$1.1B9.7%1.09%vs
Manufacturers and Traders Trust CompanyBank Buffalo, NY57 out of 100, Moderate$218.8B9.5%1.35%vs