Side-by-side · Q2 2026 data
Manufacturers Bank & Trust Company vs Citizens Community Credit Union
Metric by metric
| Measure | Manufacturers Bank & Trust Company | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 68 | 88 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 69 | 76 (stronger) |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 75 | 79 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 37th | 92nd |
| Total assets | $738.2M | $253.6M |
| Deposits / shares | $640.4M | $201.9M |
| Capital ratio | 10.44% | 19.14% (stronger) |
| Problem loans | 0.94% | 0.73% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.76% |
| Return on assets | 1.31% | 1.69% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 81.1% |
| Uninsured deposits | 19.9% | 5.0% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Manufacturers Bank & Trust Company leads on 2 and Citizens Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lake Mills, IA