Side-by-side · Q2 2026 data
Marin County Federal Credit Union vs First California Federal Credit Union
Credit union
Marin County Federal Credit Union
San Rafael, California · $100 million – $1 billion
Credit union
First California Federal Credit Union
Fresno, California · $100 million – $1 billion
Metric by metric
| Measure | Marin County Federal Credit Union | First California Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 71 (stronger) | 56 |
| Loan quality | 44 | 67 (stronger) |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 37th | 74th |
| Total assets | $103.5M | $109.7M |
| Deposits / shares | $91.5M | $97.8M |
| Capital ratio | 12.05% (stronger) | 10.58% |
| Problem loans | 1.69% | 0.98% (stronger) |
| Net charge-offs | 0.60% (stronger) | 0.69% |
| Return on assets | 0.73% | 2.00% (stronger) |
| Loans ÷ deposits | 29.4% (stronger) | 54.0% |
| Uninsured deposits | 6.6% | 6.2% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.5% |
First California Federal Credit Union has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Marin County Federal Credit Union leads on 3 and First California Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.