Side-by-side · Q2 2026 data
Marine Credit Union vs Verve, a Credit Union
Metric by metric
| Measure | Marine Credit Union | Verve, a Credit Union |
|---|---|---|
| TellerScore | 53 | 65 (stronger) |
| Capital cushion | 72 (stronger) | 48 |
| Loan quality | 25 | 87 (stronger) |
| Earnings | 52 (stronger) | 40 |
| Funding & liquidity | 54 | 75 (stronger) |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 10th | 41st |
| Total assets | $1.1B | $1.6B |
| Deposits / shares | $845.9M | $1.4B |
| Capital ratio | 12.19% (stronger) | 9.84% |
| Problem loans | 2.26% | 0.38% (stronger) |
| Net charge-offs | 0.50% | 0.42% (stronger) |
| Return on assets | 0.80% (stronger) | 0.51% |
| Loans ÷ deposits | 106.2% | 84.9% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 12.6% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.9% | 10.2% |
Verve, a Credit Union has the higher TellerScore (65 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Marine Credit Union leads on 3 and Verve, a Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.