Side-by-side · Q2 2026 data
Marine Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Marine Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 53 | 77 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 25 | 52 (stronger) |
| Earnings | 52 | 69 (stronger) |
| Funding & liquidity | 54 | 76 (stronger) |
| Problem-loan coverage | 70 | 87 (stronger) |
| Peer percentile | 10th | 82nd |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $845.9M | $842.2M |
| Capital ratio | 12.19% | 15.64% (stronger) |
| Problem loans | 2.26% | 1.44% (stronger) |
| Net charge-offs | 0.50% | 0.24% (stronger) |
| Return on assets | 0.80% | 1.23% (stronger) |
| Loans ÷ deposits | 106.2% | 83.8% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 10.3% |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 44.9% | 4.0% |
Westby Co-Op Credit Union has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Marine Credit Union leads on 1 and Westby Co-Op Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.