Side-by-side · Q2 2026 data
Marion Community Bank vs First State Bank of DeKalb County
Metric by metric
| Measure | Marion Community Bank | First State Bank of DeKalb County |
|---|---|---|
| TellerScore | 51 | 86 (stronger) |
| Capital cushion | 48 | 91 (stronger) |
| Loan quality | 23 | 72 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 79 |
| Problem-loan coverage | 59 | 92 (stronger) |
| Peer percentile | 8th | 90th |
| Total assets | $364.2M | $353.8M |
| Deposits / shares | $326.2M | $299.0M |
| Capital ratio | 9.83% | 14.13% (stronger) |
| Problem loans | 2.30% | 0.84% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.02% |
| Return on assets | 1.06% | 2.26% (stronger) |
| Loans ÷ deposits | 71.1% | 68.6% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 26.9% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of DeKalb County has the higher TellerScore (86 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Marion Community Bank leads on 2 and First State Bank of DeKalb County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.