Marion Community Bank is a state-chartered bank headquartered in Marion, Alabama, in business for about 92 years. At the end of Q2 2026 it reported $364.2M in total assets and $326.2M in deposits, with 8 offices.
Based on its Q2 2026 filing, Marion Community Bank scores 51/100, which we describe as below average. That is higher than only 8% of 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 83rd. Its strongest component is funding & liquidity (82/100; 71% loans-to-deposits, 21% uninsured), and its lowest is loan quality (23/100; 2.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (46 → 51), mostly because the earnings component improved by 63 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 55 |
| Q4 2024 | 56 |
| Q1 2025 | 57 |
| Q2 2025 | 46 |
| Q3 2025 | 48 |
| Q4 2025 | 52 |
| Q1 2026 | 63 |
| Q2 2026 | 51 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.95% |
| Q3 2024 | 9.60% |
| Q4 2024 | 9.36% |
| Q1 2025 | 9.70% |
| Q2 2025 | 9.01% |
| Q3 2025 | 9.12% |
| Q4 2025 | 9.18% |
| Q1 2026 | 9.72% |
| Q2 2026 | 9.83% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.88% |
| Q3 2024 | 1.68% |
| Q4 2024 | 1.57% |
| Q1 2025 | 1.52% |
| Q2 2025 | 1.38% |
| Q3 2025 | 1.29% |
| Q4 2025 | 1.17% |
| Q1 2026 | 1.14% |
| Q2 2026 | 2.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.67% |
| Q2 2025 | -1.06% |
| Q3 2025 | -0.29% |
| Q4 2025 | -0.06% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $364.2M | 9.83% | 2.30% | 1.06% | 71.1% |
| Q1 2026 | 63 | $351.1M | 9.72% | 1.14% | 1.06% | 68.6% |
| Q4 2025 | 52 | $350.2M | 9.18% | 1.17% | -0.06% | 68.4% |
| Q3 2025 | 48 | $348.4M | 9.12% | 1.29% | -0.29% | 69.0% |
| Q2 2025 | 46 | $343.1M | 9.01% | 1.38% | -1.06% | 64.0% |
| Q1 2025 | 57 | $340.4M | 9.70% | 1.52% | 0.67% | 63.4% |
| Q4 2024 | 56 | $345.4M | 9.36% | 1.57% | 0.58% | 60.2% |
| Q3 2024 | 55 | $345.9M | 9.60% | 1.68% | 0.50% | 59.4% |
| Q2 2024 | 53 | $331.8M | 9.95% | 1.88% | 0.46% | 60.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| AmeriFirst BankBank Montgomery, AL | 69 out of 100, Moderate | $364.1M | 9.7% | 0.19% | vs |
| Premier Bank of the SouthBank Cullman, AL | 72 out of 100, Strong | $370.6M | 9.4% | 0.00% | vs |
| First National BankBank Hamilton, AL | 97 out of 100, Very strong | $372.7M | 19.0% | 0.25% | vs |
| First State Bank of DeKalb CountyBank Fort Payne, AL | 86 out of 100, Very strong | $353.8M | 14.1% | 0.84% | vs |
| FirstState BankBank Lineville, AL | 70 out of 100, Strong | $349.4M | 11.1% | 0.72% | vs |
| Pinnacle BankBank Jasper, AL | 76 out of 100, Strong | $384.5M | 11.3% | 0.02% | vs |
Deposit insurance
Is my money safe at Marion Community Bank?
Yes. Marion Community Bank is an FDIC-insured institution (FDIC certificate #14184). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.2% of deposits ($69.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.83%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
8 locations
Branches
Marion Community Bank lists 8 offices in 8 cities. Most locations:
- Clanton, AL (1)
- Jemison, AL (1)
- Maplesville, AL (1)
- Marion, AL (1)
- Montgomery, AL (1)
- Pike Road, AL (1)
- Selma, AL (1)
- Wetumpka, AL (1)
Identity & history
Profile
- Legal name
- Marion Community Bank
- Former names
- Marion Bank and Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 14184
- RSSD ID
- 449832
- Primary regulator
- FDIC
- Holding company
- Marion Bancshares Inc
- Established
- March 17, 1934
- Headquarters
- 601 Washington St, Marion, AL 36756
- Website
- www.marion-bank.com
- Employees
- 61
Quick answers
Marion Community Bank: common questions
Is Marion Community Bank FDIC insured?
Yes. Marion Community Bank is an FDIC-insured institution (FDIC certificate #14184). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marion Community Bank's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marion Community Bank ever failed?
There is no failure record for FDIC certificate #14184 in the FDIC failed bank list.
How many branches does Marion Community Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| West Alabama Bank & TrustBank Reform, AL | 77 out of 100, Strong | $929.0M | 12.2% | 0.44% | vs |
| First Cahawba BankBank Selma, AL | 74 out of 100, Strong | $205.7M | 10.8% | 0.12% | vs |
| The Citizens BankBank Greensboro, AL | 67 out of 100, Moderate | $129.2M | 12.2% | 1.87% | vs |
| Mutual Savings Credit UnionCredit union Birmingham, AL | 65 out of 100, Moderate | $242.8M | 9.1% | 0.19% | vs |
| Regions BankBank Birmingham, AL | 64 out of 100, Moderate | $159.8B | 9.5% | 0.93% | vs |
| Trustmark BankBank Jackson, MS | 62 out of 100, Moderate | $19.2B | 10.4% | 1.14% | vs |