Side-by-side · Q2 2026 data
Marion Community Bank vs The Citizens Bank
Metric by metric
| Measure | Marion Community Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 51 | 67 (stronger) |
| Capital cushion | 48 | 72 (stronger) |
| Loan quality | 23 | 38 (stronger) |
| Earnings | 63 | 64 (stronger) |
| Funding & liquidity | 82 | 93 (stronger) |
| Problem-loan coverage | 59 | 89 (stronger) |
| Peer percentile | 8th | 34th |
| Total assets | $364.2M | $129.2M |
| Deposits / shares | $326.2M | $116.2M |
| Capital ratio | 9.83% | 12.22% (stronger) |
| Problem loans | 2.30% | 1.87% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.06% |
| Return on assets | 1.06% | 1.09% (stronger) |
| Loans ÷ deposits | 71.1% | 32.1% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 21.4% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Marion Community Bank leads on 2 and The Citizens Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.