Side-by-side · Q2 2026 data
Marion County State Bank vs Clear Lake Bank and Trust Company
Metric by metric
| Measure | Marion County State Bank | Clear Lake Bank and Trust Company |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 54 (stronger) | 35 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 94 | 98 (stronger) |
| Funding & liquidity | 52 | 64 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 61st | 61st |
| Total assets | $628.6M | $649.3M |
| Deposits / shares | $546.6M | $585.0M |
| Capital ratio | 10.41% (stronger) | 8.53% |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.84% | 1.94% (stronger) |
| Loans ÷ deposits | 88.7% | 83.5% (stronger) |
| Uninsured deposits | 32.6% | 26.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Marion County State Bank leads on 2 and Clear Lake Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.