Side-by-side · Q2 2026 data
Marion County State Bank vs South Story Bank & Trust
Metric by metric
| Measure | Marion County State Bank | South Story Bank & Trust |
|---|---|---|
| TellerScore | 75 (stronger) | 57 |
| Capital cushion | 54 | 59 (stronger) |
| Loan quality | 91 (stronger) | 74 |
| Earnings | 94 (stronger) | 46 |
| Funding & liquidity | 52 (stronger) | 19 |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 61st | 14th |
| Total assets | $628.6M | $623.9M |
| Deposits / shares | $546.6M | $491.3M |
| Capital ratio | 10.41% | 10.93% (stronger) |
| Problem loans | 0.27% (stronger) | 0.78% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.84% (stronger) | 0.65% |
| Loans ÷ deposits | 88.7% (stronger) | 115.1% |
| Uninsured deposits | 32.6% (stronger) | 43.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Marion County State Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Marion County State Bank leads on 6 and South Story Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.