The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 57).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Iowa

Yes. South Story Bank & Trust is an FDIC-insured institution (FDIC certificate #17348). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 43.3% of deposits ($212.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

South Story Bank & Trust lists 5 offices in 5 cities. Most locations:

• Ames, IA (1)
• Huxley, IA (1)
• Nevada, IA (1)
• Slater, IA (1)
• West Des Moines, IA (1)

All branch addresses and map

In 2025, South Story Bank & Trust reported 114 home-loan applications under HMDA (LEI 254900DJ8WC0BQHYR275): 106 originated ($38,220,000 total), 2 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

South Story Bank & Trust

Former names

Slater State Bank

Type

State-chartered bank

FDIC certificate #

17348

RSSD ID

542340

Primary regulator

FDIC

Established

September 1, 1954

Headquarters

501 Linn St, Slater, IA 50244

Website

www.southstorybank.com

Employees

83