Side-by-side · Q2 2026 data
Marion State Bank vs Johnson City Bank
Metric by metric
| Measure | Marion State Bank | Johnson City Bank |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 97 (stronger) | 76 |
| Loan quality | 38 | 91 (stronger) |
| Earnings | 81 (stronger) | 72 |
| Funding & liquidity | 89 (stronger) | 84 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 68th | 82nd |
| Total assets | $142.0M | $146.8M |
| Deposits / shares | $124.0M | $128.8M |
| Capital ratio | 14.65% (stronger) | 12.57% |
| Problem loans | 1.87% | 0.26% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.55% |
| Return on assets | 1.52% (stronger) | 1.29% |
| Loans ÷ deposits | 47.4% (stronger) | 66.9% |
| Uninsured deposits | 25.4% | 23.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson City Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Marion State Bank leads on 4 and Johnson City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.