Headquartered in Marion, Texas, Marion State Bank is a state-chartered bank with $142.0M in total assets and $124.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1906.
Marion State Bank has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 136th. Capital cushion contributes the most (97/100, 14.65%); loan quality contributes the least (38/100, 1.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (91 → 77), mostly because the loan quality component weakened by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 90 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 89 |
| Q4 2025 | 88 |
| Q1 2026 | 91 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.28% |
| Q3 2024 | 14.41% |
| Q4 2024 | 14.62% |
| Q1 2025 | 15.01% |
| Q2 2025 | 14.78% |
| Q3 2025 | 13.78% |
| Q4 2025 | 13.73% |
| Q1 2026 | 14.28% |
| Q2 2026 | 14.65% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.31% |
| Q1 2026 | 0.11% |
| Q2 2026 | 1.87% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.43% |
| Q3 2024 | 1.40% |
| Q4 2024 | 1.45% |
| Q1 2025 | 1.23% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.57% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $142.0M | 14.65% | 1.87% | 1.52% | 47.4% |
| Q1 2026 | 91 | $147.6M | 14.28% | 0.11% | 1.50% | 44.6% |
| Q4 2025 | 88 | $146.7M | 13.73% | 0.31% | 1.57% | 47.0% |
| Q3 2025 | 89 | $149.1M | 13.78% | 0.04% | 1.43% | 46.1% |
| Q2 2025 | 91 | $140.4M | 14.78% | 0.14% | 1.37% | 49.9% |
| Q1 2025 | 90 | $136.6M | 15.01% | 0.28% | 1.23% | 49.9% |
| Q4 2024 | 90 | $133.9M | 14.62% | 0.29% | 1.45% | 49.8% |
| Q3 2024 | 87 | $136.6M | 14.41% | 0.51% | 1.40% | 50.1% |
| Q2 2024 | 86 | $138.5M | 14.28% | 0.56% | 1.43% | 47.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Spur Security BankBank Spur, TX | 77 out of 100, Strong | $140.6M | 12.4% | 0.00% | vs |
| Peoples State BankBank Rocksprings, TX | 80 out of 100, Strong | $140.0M | 11.0% | 0.10% | vs |
| First State Bank of BrownsboroBank Brownsboro, TX | 73 out of 100, Strong | $139.9M | 10.4% | 0.52% | vs |
| The American National Bank of Mount PleasantBank Mount Pleasant, TX | 88 out of 100, Very strong | $144.6M | 12.8% | 0.00% | vs |
| Texas National BankBank Sweetwater, TX | 74 out of 100, Strong | $139.1M | 11.0% | 0.00% | vs |
| The Buckholts State BankBank Buckholts, TX | 96 out of 100, Very strong | $138.8M | 17.6% | 0.02% | vs |
Deposit insurance
Is my money safe at Marion State Bank?
Yes. Marion State Bank is an FDIC-insured institution (FDIC certificate #15355). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.4% of deposits ($31.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Marion State Bank lists 1 office in 1 city. Most locations:
- Marion, TX (1)
Identity & history
Profile
- Legal name
- Marion State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15355
- RSSD ID
- 484057
- Primary regulator
- FDIC
- Holding company
- Marion Bancshares Inc
- Established
- January 1, 1906
- Headquarters
- 301 W San Antonio St, Marion, TX 78124
- Website
- www.marionstatebanktx.com
- Employees
- 15
Quick answers
Marion State Bank: common questions
Is Marion State Bank FDIC insured?
Yes. Marion State Bank is an FDIC-insured institution (FDIC certificate #15355). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marion State Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marion State Bank ever failed?
There is no failure record for FDIC certificate #15355 in the FDIC failed bank list.
How many branches does Marion State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Schertz Bank & TrustBank Schertz, TX | 90 out of 100, Very strong | $770.1M | 15.2% | 0.05% | vs |
| Falcon International BankBank Laredo, TX | 85 out of 100, Very strong | $2.2B | 13.4% | 0.00% | vs |
| Texas Community BankBank Laredo, TX | 84 out of 100, Strong | $2.2B | 12.8% | 0.20% | vs |
| City Public Service/Ibew Federal Credit UnionCredit union San Antonio, TX | 81 out of 100, Strong | $56.3M | 14.9% | 1.18% | vs |
| Broadway National BankBank San Antonio, TX | 79 out of 100, Strong | $5.4B | 10.9% | 0.19% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |