Side-by-side · Q2 2026 data
Marion State Bank vs Peoples State Bank
Metric by metric
| Measure | Marion State Bank | Peoples State Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 97 (stronger) | 60 |
| Loan quality | 38 | 97 (stronger) |
| Earnings | 81 | 92 (stronger) |
| Funding & liquidity | 89 (stronger) | 65 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 68th | 77th |
| Total assets | $142.0M | $140.0M |
| Deposits / shares | $124.0M | $126.5M |
| Capital ratio | 14.65% (stronger) | 11.02% |
| Problem loans | 1.87% | 0.10% (stronger) |
| Net charge-offs | 0.27% | 0.04% (stronger) |
| Return on assets | 1.52% | 1.81% (stronger) |
| Loans ÷ deposits | 47.4% | 35.8% (stronger) |
| Uninsured deposits | 25.4% (stronger) | 46.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Marion State Bank leads on 2 and Peoples State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.