Side-by-side · Q2 2026 data
Marion State Bank vs Spur Security Bank
Metric by metric
| Measure | Marion State Bank | Spur Security Bank |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 97 (stronger) | 74 |
| Loan quality | 38 | 100 (stronger) |
| Earnings | 81 (stronger) | 50 |
| Funding & liquidity | 89 (stronger) | 62 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $142.0M | $140.6M |
| Deposits / shares | $124.0M | $127.3M |
| Capital ratio | 14.65% (stronger) | 12.39% |
| Problem loans | 1.87% | 0.00% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 1.52% (stronger) | 0.75% |
| Loans ÷ deposits | 47.4% (stronger) | 74.2% |
| Uninsured deposits | 25.4% (stronger) | 36.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Marion State Bank leads on 4 and Spur Security Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.