Side-by-side · Q2 2026 data
Marion State Bank vs Texas Community Bank
Metric by metric
| Measure | Marion State Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 97 (stronger) | 78 |
| Loan quality | 38 | 93 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 50 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 68th | 95th |
| Total assets | $142.0M | $2.2B |
| Deposits / shares | $124.0M | $1.9B |
| Capital ratio | 14.65% (stronger) | 12.78% |
| Problem loans | 1.87% | 0.20% (stronger) |
| Net charge-offs | 0.27% | 0.05% (stronger) |
| Return on assets | 1.52% | 2.03% (stronger) |
| Loans ÷ deposits | 47.4% (stronger) | 58.6% |
| Uninsured deposits | 25.4% (stronger) | 63.9% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Marion State Bank leads on 3 and Texas Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.