Side-by-side · Q2 2026 data
Market USA Federal Credit Union vs Skypoint Federal Credit Union
Metric by metric
| Measure | Market USA Federal Credit Union | Skypoint Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 47 (stronger) | 46 |
| Earnings | 66 (stronger) | 43 |
| Funding & liquidity | 80 (stronger) | 62 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 68th | 21st |
| Total assets | $142.3M | $242.8M |
| Deposits / shares | $114.1M | $190.5M |
| Capital ratio | 19.16% (stronger) | 12.37% |
| Problem loans | 1.59% (stronger) | 1.61% |
| Net charge-offs | 1.65% | 0.53% (stronger) |
| Return on assets | 1.16% (stronger) | 0.57% |
| Loans ÷ deposits | 79.9% (stronger) | 98.0% |
| Uninsured deposits | 2.1% (stronger) | 6.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.3% |
Market USA Federal Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Market USA Federal Credit Union leads on 6 and Skypoint Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.