Side-by-side · Q2 2026 data
Marquette Community Federal Credit Union vs The Local Credit Union
Credit union
Marquette Community Federal Credit Union
Marquette, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Marquette Community Federal Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 92 | 92 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 72 | 91 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 97th | 97th |
| Total assets | $117.0M | $106.6M |
| Deposits / shares | $98.1M | $89.9M |
| Capital ratio | 14.92% | 16.07% (stronger) |
| Problem loans | 0.85% | 0.26% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.42% |
| Return on assets | 2.11% (stronger) | 1.35% |
| Loans ÷ deposits | 59.5% | 46.7% (stronger) |
| Uninsured deposits | 2.4% (stronger) | 7.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Marquette Community Federal Credit Union leads on 3 and The Local Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.