TellerScore

Marquette Community Federal Credit Union (NCUA charter #7873) is based in Marquette, Michigan. Its Q2 2026 call report shows $117.0M in total assets and $98.1M in member shares and deposits and 1 office.

Marquette Community Federal Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 1,341 credit unions with $100 million – $1 billion. Among 169 credit unions headquartered in Michigan, it ranks 7th. Earnings contributes the most (100/100, 2.11%); loan quality contributes the least (72/100, 0.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.92%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings100/100
Return on assets (annualized): 2.11%
Funding & liquidity100/100
Loans ÷ shares: 59.5% · 2.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (86 → 92), mostly because the capital cushion component improved by 15 points.

TellerScore
828893Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202482
Q3 202485
Q4 202488
Q1 202587
Q2 202586
Q3 202590
Q4 202593
Q1 202692
Q2 202692
Net worth ratio
7.00%10.96%14.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.46%
Q3 202412.33%
Q4 202413.00%
Q1 202513.04%
Q2 202513.44%
Q3 202514.23%
Q4 202514.34%
Q1 202614.48%
Q2 202614.92%
Delinquent loans (60+ days)
0.61%0.82%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.71%
Q3 20240.72%
Q4 20240.68%
Q1 20250.74%
Q2 20251.03%
Q3 20250.83%
Q4 20250.61%
Q1 20260.72%
Q2 20260.85%
Return on assets
1.89%2.06%2.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.89%
Q3 20242.02%
Q4 20242.00%
Q1 20252.05%
Q2 20252.10%
Q3 20252.23%
Q4 20252.07%
Q1 20262.14%
Q2 20262.11%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$117.0M14.92%0.85%2.11%59.5%
Q1 202692$116.3M14.48%0.72%2.14%56.0%
Q4 202593$113.0M14.34%0.61%2.07%57.9%
Q3 202590$110.4M14.23%0.83%2.23%60.8%
Q2 202586$112.0M13.44%1.03%2.10%57.5%
Q1 202587$110.8M13.04%0.74%2.05%57.7%
Q4 202488$106.7M13.00%0.68%2.00%60.6%
Q3 202485$108.6M12.33%0.72%2.02%60.8%
Q2 202482$111.7M11.46%0.71%1.89%56.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.92%
85th
Problem loans0.85%
39th
Net charge-offs0.10%
85th
Return on assets2.11%
98th
Loans to deposits59.5%
78th
Uninsured deposits2.4%
87th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
64th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Circle Federal Credit UnionCredit union Niles, MI68 out of 100, Moderate$117.4M9.1%0.25%vs
Total Community Credit UnionCredit union Taylor, MI97 out of 100, Very strong$111.3M15.3%0.36%vs
River Valley Credit UnionCredit union Ada, MI74 out of 100, Strong$124.0M12.1%0.63%vs
The Local Credit UnionCredit union Sterling Height, MI92 out of 100, Very strong$106.6M16.1%0.26%vs
Meijer Credit UnionCredit union Grand Rapids, MI71 out of 100, Strong$128.1M9.4%0.29%vs
Great Lakes First Federal Credit UnionCredit union Escanaba, MI66 out of 100, Moderate$105.4M10.3%1.15%vs

Deposit insurance

Is my money safe at Marquette Community Federal Credit Union?

Yes. Marquette Community Federal Credit Union is a federally insured credit union (NCUA charter #7873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Marquette Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Marquette Community Federal Credit Union
Type
Federal credit union
NCUA charter #
7873
RSSD ID
539489
Primary regulator
NCUA
Established
1952
Headquarters
1230 West Washington St, Marquette, MI 49855
Employees
20

Quick answers

Marquette Community Federal Credit Union: common questions

Is Marquette Community Federal Credit Union NCUA insured?

Yes. Marquette Community Federal Credit Union is a federally insured credit union (NCUA charter #7873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Marquette Community Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Marquette Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Marquette

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank, Upper MichiganBank Gladstone, MI81 out of 100, Strong$629.5M12.7%0.63%vs
Range BankBank Marquette, MI80 out of 100, Strong$604.1M10.8%0.03%vs
Embers Credit UnionCredit union Marquette, MI76 out of 100, Strong$621.8M12.1%0.64%vs
Trunorth Federal Credit UnionCredit union Ishpeming, MI74 out of 100, Strong$203.5M10.2%0.31%vs
Upper Peninsula State BankBank Escanaba, MI72 out of 100, Strong$371.7M13.4%1.09%vs
Honor Credit UnionCredit union Berrien Springs, MI70 out of 100, Strong$1.9B12.2%0.92%vs