Side-by-side · Q2 2026 data
Marquette Savings Bank vs Tri State Rail Federal Credit Union
Credit union
Tri State Rail Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Marquette Savings Bank | Tri State Rail Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 78 | 83 (stronger) |
| Earnings | 41 (stronger) | 40 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 70th | 75th |
| Total assets | $1.4B | $19.9M |
| Deposits / shares | $1.1B | $15.9M |
| Capital ratio | 13.58% | 19.98% (stronger) |
| Problem loans | 0.66% | 0.50% (stronger) |
| Net charge-offs | 0.06% | -0.17% (stronger) |
| Return on assets | 0.53% (stronger) | 0.50% |
| Loans ÷ deposits | 89.9% | 38.9% (stronger) |
| Uninsured deposits | 17.4% | 0.0% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | — |
Tri State Rail Federal Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Marquette Savings Bank leads on 1 and Tri State Rail Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.