Side-by-side · Q2 2026 data
Marseilles Bank vs The State Bank of Pearl City
Metric by metric
| Measure | Marseilles Bank | The State Bank of Pearl City |
|---|---|---|
| TellerScore | 56 | 71 (stronger) |
| Capital cushion | 33 | 63 (stronger) |
| Loan quality | 66 | 77 (stronger) |
| Earnings | 33 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 15th | 42nd |
| Total assets | $77.6M | $73.4M |
| Deposits / shares | $68.1M | $65.7M |
| Capital ratio | 8.31% | 11.31% (stronger) |
| Problem loans | 1.02% | 0.69% (stronger) |
| Net charge-offs | 0.53% | -0.22% (stronger) |
| Return on assets | 0.34% | 0.71% (stronger) |
| Loans ÷ deposits | 52.3% | 48.4% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 21.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Bank of Pearl City has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Marseilles Bank leads on 1 and The State Bank of Pearl City on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.