Marseilles Bank (FDIC certificate #16318) is based in Marseilles, Illinois. Its Q2 2026 call report shows $77.6M in total assets and $68.1M in deposits and 2 offices.
Marseilles Bank has a TellerScore of 56 out of 100 (moderate) based on Q2 2026 data — higher than only 15% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 272nd. Funding & liquidity contributes the most (100/100, 52% loans-to-deposits, 15% uninsured); earnings contributes the least (33/100, 0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 54 |
| Q4 2024 | 54 |
| Q1 2025 | 56 |
| Q2 2025 | 57 |
| Q3 2025 | 54 |
| Q4 2025 | 56 |
| Q1 2026 | 56 |
| Q2 2026 | 56 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.13% |
| Q3 2024 | 7.99% |
| Q4 2024 | 8.04% |
| Q1 2025 | 8.05% |
| Q2 2025 | 8.14% |
| Q3 2025 | 8.02% |
| Q4 2025 | 8.21% |
| Q1 2026 | 8.24% |
| Q2 2026 | 8.31% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.72% |
| Q3 2025 | 1.03% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.75% |
| Q2 2026 | 1.02% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.20% |
| Q3 2024 | -0.16% |
| Q4 2024 | -0.06% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.13% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $77.6M | 8.31% | 1.02% | 0.34% | 52.3% |
| Q1 2026 | 56 | $78.6M | 8.24% | 0.75% | 0.00% | 52.4% |
| Q4 2025 | 56 | $75.9M | 8.21% | 0.90% | 0.21% | 54.9% |
| Q3 2025 | 54 | $76.3M | 8.02% | 1.03% | 0.13% | 52.1% |
| Q2 2025 | 57 | $77.4M | 8.14% | 0.72% | 0.13% | 51.6% |
| Q1 2025 | 56 | $76.5M | 8.05% | 0.78% | 0.16% | 51.2% |
| Q4 2024 | 54 | $75.7M | 8.04% | 0.77% | -0.06% | 51.1% |
| Q3 2024 | 54 | $78.3M | 7.99% | 0.78% | -0.16% | 51.5% |
| Q2 2024 | 52 | $75.0M | 8.13% | 0.82% | -0.20% | 51.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of AvaBank Ava, IL | 84 out of 100, Strong | $78.3M | 12.8% | 0.07% | vs |
| First State Bank of OlmstedBank Olmsted, IL | 64 out of 100, Moderate | $78.4M | 12.6% | 2.09% | vs |
| Washington State BankBank Washington, IL | 61 out of 100, Moderate | $79.1M | 9.1% | 1.03% | vs |
| Beardstown Savings s.b.Bank Beardstown, IL | 64 out of 100, Moderate | $79.5M | 10.5% | 1.15% | vs |
| Kinmundy BankBank Kinmundy, IL | 85 out of 100, Very strong | $80.1M | 13.0% | 0.67% | vs |
| The Atlanta National BankBank Atlanta, IL | 69 out of 100, Moderate | $81.3M | 11.6% | 1.00% | vs |
Deposit insurance
Is my money safe at Marseilles Bank?
Yes. Marseilles Bank is an FDIC-insured institution (FDIC certificate #16318). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.6% of deposits ($10.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.31%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.19% (benchmark: 10%).
2 locations
Branches
Marseilles Bank lists 1 office in 1 city. Most locations:
- Marseilles, IL (1)
Identity & history
Profile
- Legal name
- Marseilles Bank
- Former names
- Union National Bank of Marseilles; Marseilles Bank National Association
- Type
- State-chartered bank
- FDIC certificate #
- 16318
- RSSD ID
- 104542
- Primary regulator
- FDIC
- Holding company
- Marseilles Bcorp Inc
- Established
- September 24, 1945
- Headquarters
- 100 E Bluff St, Marseilles, IL 61341
- Website
- www.marseillesbank.com
- Employees
- 10
Quick answers
Marseilles Bank: common questions
Is Marseilles Bank FDIC insured?
Yes. Marseilles Bank is an FDIC-insured institution (FDIC certificate #16318). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marseilles Bank's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marseilles Bank ever failed?
There is no failure record for FDIC certificate #16318 in the FDIC failed bank list.
How many branches does Marseilles Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marseilles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Earthmover Credit UnionCredit union Aurora, IL | 87 out of 100, Very strong | $471.7M | 19.3% | 0.75% | vs |
| Grundy BankBank Morris, IL | 85 out of 100, Very strong | $504.7M | 12.6% | 0.20% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |