Side-by-side · Q2 2026 data
Marshall Community Credit Union vs Lafcu Credit Union
Metric by metric
| Measure | Marshall Community Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 31 | 59 (stronger) |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 81 (stronger) | 78 |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 74th | 66th |
| Total assets | $371.8M | $1.1B |
| Deposits / shares | $304.2M | $891.8M |
| Capital ratio | 17.17% | 20.67% (stronger) |
| Problem loans | 2.08% | 1.24% (stronger) |
| Net charge-offs | 0.39% (stronger) | 1.00% |
| Return on assets | 2.10% (stronger) | 0.31% |
| Loans ÷ deposits | 78.8% (stronger) | 82.1% |
| Uninsured deposits | 13.8% | 10.3% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.6% | 11.7% |
Marshall Community Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Marshall Community Credit Union leads on 4 and Lafcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.