Side-by-side · Q2 2026 data
Marshall County State Bank vs Farmers and Merchants State Bank of Alpha
Bank
Farmers and Merchants State Bank of Alpha
Alpha, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Marshall County State Bank | Farmers and Merchants State Bank of Alpha |
|---|---|---|
| TellerScore | 95 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 78 (stronger) | 45 |
| Funding & liquidity | 98 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 55 |
| Peer percentile | 97th | 7th |
| Total assets | $45.4M | $47.4M |
| Deposits / shares | $38.2M | $41.2M |
| Capital ratio | 15.81% (stronger) | 11.15% |
| Problem loans | 0.00% (stronger) | 4.15% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.46% (stronger) | 0.62% |
| Loans ÷ deposits | 37.2% (stronger) | 73.2% |
| Uninsured deposits | 17.4% | 10.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marshall County State Bank has the higher TellerScore (95 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Marshall County State Bank leads on 6 and Farmers and Merchants State Bank of Alpha on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.