Headquartered in Newfolden, Minnesota, Marshall County State Bank is a state-chartered bank with $45.4M in total assets and $38.2M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1922.
Marshall County State Bank has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 5th. Capital cushion contributes the most (100/100, 15.81%); earnings contributes the least (78/100, 1.46%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 95).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 95 |
| Q4 2024 | 97 |
| Q1 2025 | 95 |
| Q2 2025 | 95 |
| Q3 2025 | 94 |
| Q4 2025 | 94 |
| Q1 2026 | 95 |
| Q2 2026 | 95 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.64% |
| Q3 2024 | 17.02% |
| Q4 2024 | 16.12% |
| Q1 2025 | 16.63% |
| Q2 2025 | 16.52% |
| Q3 2025 | 16.75% |
| Q4 2025 | 15.53% |
| Q1 2026 | 15.80% |
| Q2 2026 | 15.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.24% |
| Q3 2024 | 1.45% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.26% |
| Q4 2025 | 1.31% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $45.4M | 15.81% | 0.00% | 1.46% | 37.2% |
| Q1 2026 | 95 | $44.2M | 15.80% | 0.00% | 1.38% | 37.7% |
| Q4 2025 | 94 | $44.1M | 15.53% | 0.00% | 1.31% | 36.9% |
| Q3 2025 | 94 | $42.0M | 16.75% | 0.00% | 1.26% | 41.1% |
| Q2 2025 | 95 | $42.2M | 16.52% | 0.00% | 1.36% | 39.4% |
| Q1 2025 | 95 | $40.9M | 16.63% | 0.00% | 1.39% | 40.5% |
| Q4 2024 | 97 | $41.7M | 16.12% | 0.00% | 1.65% | 40.2% |
| Q3 2024 | 95 | $40.3M | 17.02% | 0.00% | 1.45% | 41.3% |
| Q2 2024 | 94 | $40.4M | 16.64% | 0.00% | 1.24% | 39.1% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Bank of BellinghamBank Bellingham, MN | 62 out of 100, Moderate | $46.4M | 14.8% | 2.50% | vs |
| Welcome State BankBank Welcome, MN | 90 out of 100, Very strong | $44.3M | 12.8% | 0.00% | vs |
| State Bank of TauntonBank Taunton, MN | 55 out of 100, Moderate | $46.6M | 13.4% | 4.06% | vs |
| State Bank of Lake ParkBank Lake Park, MN | 69 out of 100, Moderate | $47.0M | 11.0% | 1.52% | vs |
| The First National Bank of McIntoshBank Mcintosh, MN | 86 out of 100, Very strong | $47.0M | 20.2% | 1.16% | vs |
| Farmers and Merchants State Bank of AlphaBank Alpha, MN | 46 out of 100, Below average | $47.4M | 11.1% | 4.15% | vs |
Deposit insurance
Is my money safe at Marshall County State Bank?
Yes. Marshall County State Bank is an FDIC-insured institution (FDIC certificate #9752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.4% of deposits ($6.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 62.00% (benchmark: 10%).
1 location
Branches
Marshall County State Bank lists 1 office in 1 city. Most locations:
- Newfolden, MN (1)
Identity & history
Profile
- Legal name
- Marshall County State Bank
- Former names
- Marshall County State Bank of Holt
- Type
- State-chartered bank
- FDIC certificate #
- 9752
- RSSD ID
- 720157
- Primary regulator
- FDIC
- Established
- October 20, 1922
- Headquarters
- 118 E Minnesota Ave, Newfolden, MN 56738
- Website
- www.mcsbnewfolden.com
- Employees
- 5
Quick answers
Marshall County State Bank: common questions
Is Marshall County State Bank FDIC insured?
Yes. Marshall County State Bank is an FDIC-insured institution (FDIC certificate #9752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Marshall County State Bank's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Marshall County State Bank ever failed?
There is no failure record for FDIC certificate #9752 in the FDIC failed bank list.
How many branches does Marshall County State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newfolden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northern State Bank of Thief River FallsBank Thief River Falls, MN | 67 out of 100, Moderate | $550.0M | 9.9% | 0.57% | vs |
| Wings Credit UnionCredit union Colorado Spring, CO | 66 out of 100, Moderate | $19.4B | 11.8% | 0.64% | vs |
| Prime Security BankBank Karlstad, MN | 59 out of 100, Moderate | $154.5M | 8.7% | 0.52% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |
| Border BankBank Fargo, ND | 57 out of 100, Moderate | $1.1B | 9.1% | 1.07% | vs |