Side-by-side · Q2 2026 data
Marshall County State Bank vs Welcome State Bank
Metric by metric
| Measure | Marshall County State Bank | Welcome State Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 100 | 100 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 80 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 89th |
| Total assets | $45.4M | $44.3M |
| Deposits / shares | $38.2M | $38.1M |
| Capital ratio | 15.81% (stronger) | 12.81% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.46% | 2.94% (stronger) |
| Loans ÷ deposits | 37.2% (stronger) | 79.0% |
| Uninsured deposits | 17.4% | 16.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marshall County State Bank has the higher TellerScore (95 vs 90). On the 6 directional measures above (where higher or lower is clearly better), Marshall County State Bank leads on 3 and Welcome State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.