Side-by-side · Q2 2026 data
Marshall T & P Employees Federal Credit Union vs Cowboy Country Federal Credit Union
Credit union
Marshall T & P Employees Federal Credit Union
Marshall, Texas · Under $100 million in assets
Credit union
Cowboy Country Federal Credit Union
Premont, Texas · Under $100 million in assets
Metric by metric
| Measure | Marshall T & P Employees Federal Credit Union | Cowboy Country Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 65 (stronger) | 0 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 84 | 84 |
| Problem-loan coverage | 93 (stronger) | 42 |
| Peer percentile | 68th | 6th |
| Total assets | $17.4M | $16.8M |
| Deposits / shares | $14.1M | $14.3M |
| Capital ratio | 17.89% (stronger) | 14.84% |
| Problem loans | 1.04% (stronger) | 6.70% |
| Net charge-offs | 0.49% (stronger) | 2.79% |
| Return on assets | 1.06% (stronger) | -4.74% |
| Loans ÷ deposits | 76.4% | 76.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marshall T & P Employees Federal Credit Union has the higher TellerScore (81 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Marshall T & P Employees Federal Credit Union leads on 6 and Cowboy Country Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.