Side-by-side · Q2 2026 data
Marshall T & P Employees Federal Credit Union vs Eastman Credit Union
Credit union
Marshall T & P Employees Federal Credit Union
Marshall, Texas · Under $100 million in assets
Metric by metric
| Measure | Marshall T & P Employees Federal Credit Union | Eastman Credit Union |
|---|---|---|
| TellerScore | 81 | 91 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 65 | 90 (stronger) |
| Earnings | 62 | 98 (stronger) |
| Funding & liquidity | 84 (stronger) | 67 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 68th | 96th |
| Total assets | $17.4M | $10.2B |
| Deposits / shares | $14.1M | $8.6B |
| Capital ratio | 17.89% (stronger) | 14.87% |
| Problem loans | 1.04% | 0.31% (stronger) |
| Net charge-offs | 0.49% | 0.38% (stronger) |
| Return on assets | 1.06% | 1.95% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 93.2% |
| Uninsured deposits | 0.0% (stronger) | 12.7% |
| Offices | 1 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Marshall T & P Employees Federal Credit Union leads on 3 and Eastman Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.