Side-by-side · Q2 2026 data
Marshall T & P Employees Federal Credit Union vs Southern Star Credit Union
Credit union
Marshall T & P Employees Federal Credit Union
Marshall, Texas · Under $100 million in assets
Metric by metric
| Measure | Marshall T & P Employees Federal Credit Union | Southern Star Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 65 (stronger) | 38 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 75 |
| Peer percentile | 68th | 17th |
| Total assets | $17.4M | $17.7M |
| Deposits / shares | $14.1M | $15.5M |
| Capital ratio | 17.89% (stronger) | 13.24% |
| Problem loans | 1.04% (stronger) | 1.87% |
| Net charge-offs | 0.49% | 0.31% (stronger) |
| Return on assets | 1.06% (stronger) | -0.82% |
| Loans ÷ deposits | 76.4% | 55.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marshall T & P Employees Federal Credit Union has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Marshall T & P Employees Federal Credit Union leads on 5 and Southern Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.