Side-by-side · Q2 2026 data
Marshall T & P Employees Federal Credit Union vs Txdot Credit Union
Credit union
Marshall T & P Employees Federal Credit Union
Marshall, Texas · Under $100 million in assets
Metric by metric
| Measure | Marshall T & P Employees Federal Credit Union | Txdot Credit Union |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 65 | 82 (stronger) |
| Earnings | 62 (stronger) | 58 |
| Funding & liquidity | 84 (stronger) | 65 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 68th | 68th |
| Total assets | $17.4M | $18.2M |
| Deposits / shares | $14.1M | $15.0M |
| Capital ratio | 17.89% (stronger) | 17.19% |
| Problem loans | 1.04% | 0.54% (stronger) |
| Net charge-offs | 0.49% | 0.21% (stronger) |
| Return on assets | 1.06% (stronger) | 0.96% |
| Loans ÷ deposits | 76.4% (stronger) | 95.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Marshall T & P Employees Federal Credit Union leads on 3 and Txdot Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.