Side-by-side · Q2 2026 data
Martha's Vineyard Bank vs Webster Five Cents Savings Bank
Metric by metric
| Measure | Martha's Vineyard Bank | Webster Five Cents Savings Bank |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 68 | 75 (stronger) |
| Loan quality | 97 (stronger) | 85 |
| Earnings | 46 | 55 (stronger) |
| Funding & liquidity | 37 | 37 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 53rd | 58th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.0B |
| Capital ratio | 11.75% | 12.52% (stronger) |
| Problem loans | 0.09% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.65% | 0.87% (stronger) |
| Loans ÷ deposits | 104.7% | 97.0% (stronger) |
| Uninsured deposits | 31.8% (stronger) | 39.0% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 20.7% |
Webster Five Cents Savings Bank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Martha's Vineyard Bank leads on 3 and Webster Five Cents Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.