Side-by-side · Q2 2026 data
Marvel City Federal Credit Union vs L&n Employees Credit Union
Credit union
L&n Employees Credit Union
Birmingham, Alabama · Under $100 million in assets
Metric by metric
| Measure | Marvel City Federal Credit Union | L&n Employees Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 52 |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 45 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 95 (stronger) | 68 |
| Peer percentile | 65th | 11th |
| Total assets | $9.0M | $8.3M |
| Deposits / shares | $7.3M | $7.0M |
| Capital ratio | 18.19% | 18.19% |
| Problem loans | 1.02% (stronger) | 5.29% |
| Net charge-offs | 1.73% | -0.03% (stronger) |
| Return on assets | 0.64% (stronger) | -2.04% |
| Loans ÷ deposits | 38.5% (stronger) | 62.1% |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Marvel City Federal Credit Union has the higher TellerScore (80 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Marvel City Federal Credit Union leads on 4 and L&n Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.