Side-by-side · Q2 2026 data
Mascoma Bank vs 802 Credit Union
Metric by metric
| Measure | Mascoma Bank | 802 Credit Union |
|---|---|---|
| TellerScore | 64 | 67 (stronger) |
| Capital cushion | 41 | 75 (stronger) |
| Loan quality | 95 (stronger) | 50 |
| Earnings | 40 | 66 (stronger) |
| Funding & liquidity | 65 | 72 (stronger) |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 33rd | 41st |
| Total assets | $3.0B | $507.7M |
| Deposits / shares | $2.6B | $440.1M |
| Capital ratio | 9.09% | 12.54% (stronger) |
| Problem loans | 0.15% (stronger) | 1.50% |
| Net charge-offs | 0.01% (stronger) | 0.35% |
| Return on assets | 0.50% | 1.14% (stronger) |
| Loans ÷ deposits | 95.1% | 88.4% (stronger) |
| Uninsured deposits | 13.6% | 3.4% (stronger) |
| Offices | 26 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
802 Credit Union has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mascoma Bank leads on 2 and 802 Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- White River Junction, VT
- South Burlington, VT
- Springfield, VT
- Windsor, VT