Side-by-side · Q2 2026 data
Mascoma Bank vs Sugar River Bank
Metric by metric
| Measure | Mascoma Bank | Sugar River Bank |
|---|---|---|
| TellerScore | 64 | 80 (stronger) |
| Capital cushion | 41 | 91 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 40 | 46 (stronger) |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 33rd | 77th |
| Total assets | $3.0B | $424.3M |
| Deposits / shares | $2.6B | $364.3M |
| Capital ratio | 9.09% | 14.13% (stronger) |
| Problem loans | 0.15% (stronger) | 0.33% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.50% | 0.64% (stronger) |
| Loans ÷ deposits | 95.1% | 80.1% (stronger) |
| Uninsured deposits | 13.6% (stronger) | 18.2% |
| Offices | 26 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sugar River Bank has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mascoma Bank leads on 3 and Sugar River Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New London, NH