Side-by-side · Q2 2026 data
Maspeth Federal Savings and Loan Association vs Shinhan Bank America
Metric by metric
| Measure | Maspeth Federal Savings and Loan Association | Shinhan Bank America |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 59 | 81 (stronger) |
| Earnings | 64 (stronger) | 45 |
| Funding & liquidity | 50 (stronger) | 26 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 74th | 36th |
| Total assets | $2.2B | $2.2B |
| Deposits / shares | $1.4B | $1.9B |
| Capital ratio | 34.89% (stronger) | 12.47% |
| Problem loans | 1.22% | 0.57% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.10% (stronger) | 0.61% |
| Loans ÷ deposits | 138.8% | 93.4% (stronger) |
| Uninsured deposits | 12.3% (stronger) | 52.0% |
| Offices | 7 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maspeth Federal Savings and Loan Association has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Maspeth Federal Savings and Loan Association leads on 4 and Shinhan Bank America on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.