TellerScore

Maspeth Federal Savings and Loan Association (FDIC certificate #30303) is based in Maspeth, New York. Its Q2 2026 call report shows $2.2B in total assets and $1.4B in deposits and 8 offices.

Maspeth Federal Savings and Loan Association has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 74% of its 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 28th. Capital cushion contributes the most (100/100, 34.89%); funding & liquidity contributes the least (50/100, 139% loans-to-deposits, 12% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 34.89%
Loan quality59/100
Noncurrent loans ÷ total loans: 1.22%
Earnings64/100
Return on assets (annualized): 1.10%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 138.8% · 12.3% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (71 → 74), mostly because the earnings component improved by 11 points.

TellerScore
677174Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202467
Q4 202468
Q1 202570
Q2 202571
Q3 202571
Q4 202571
Q1 202673
Q2 202674
Tier 1 leverage ratio
5.00%20.28%35.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202433.84%
Q3 202433.99%
Q4 202433.68%
Q1 202534.08%
Q2 202534.88%
Q3 202535.56%
Q4 202535.07%
Q1 202634.83%
Q2 202634.89%
Noncurrent loans
1.22%1.48%1.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.74%
Q3 20241.65%
Q4 20241.57%
Q1 20251.49%
Q2 20251.35%
Q3 20251.48%
Q4 20251.37%
Q1 20261.34%
Q2 20261.22%
Return on assets
0.68%0.89%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.71%
Q3 20240.73%
Q4 20240.68%
Q1 20250.79%
Q2 20250.82%
Q3 20250.91%
Q4 20250.84%
Q1 20261.08%
Q2 20261.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$2.2B34.89%1.22%1.10%138.8%
Q1 202673$2.2B34.83%1.34%1.08%136.6%
Q4 202571$2.2B35.07%1.37%0.84%138.0%
Q3 202571$2.1B35.56%1.48%0.91%143.1%
Q2 202571$2.1B34.88%1.35%0.82%142.6%
Q1 202570$2.2B34.08%1.49%0.79%139.1%
Q4 202468$2.2B33.68%1.57%0.68%137.2%
Q3 202467$2.2B33.99%1.65%0.73%139.7%
Q2 202467$2.2B33.84%1.74%0.71%140.9%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio34.89%
100th
Total risk-based capital0.00%
13th
Problem loans1.22%
22nd
Net charge-offs0.00%
82nd
Return on assets1.10%
37th
Net interest margin3.77%
54th
Efficiency ratio59.3%
49th
Loans to deposits138.8%
1st
Uninsured deposits12.3%
94th
Loan-loss reserves0.93%
22nd
Texas ratio3.5%
51st

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Deposit insurance

Is my money safe at Maspeth Federal Savings and Loan Association?

Yes. Maspeth Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #30303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.3% of deposits ($172.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 34.89%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Maspeth Federal Savings and Loan Association lists 7 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Maspeth Federal Savings and Loan Association
Type
Savings bank
FDIC certificate #
30303
RSSD ID
29878
Primary regulator
OCC
Established
January 1, 1947
Headquarters
5618 69th St, Maspeth, NY 11378
Employees
203

Quick answers

Maspeth Federal Savings and Loan Association: common questions

Is Maspeth Federal Savings and Loan Association FDIC insured?

Yes. Maspeth Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #30303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Maspeth Federal Savings and Loan Association's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Maspeth Federal Savings and Loan Association ever failed?

There is no failure record for FDIC certificate #30303 in the FDIC failed bank list.

How many branches does Maspeth Federal Savings and Loan Association have?

8 offices as of the latest FDIC data.

Nearby

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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs